Get FREE Sample Chapter

About the BOOK

“The Key” is the story of Sanjay and Sridhar who face some difficult situations in life and realize that it is the lack of financial literacy which have led them to this situation. Fortunately they find a mentor in Shriva and Manu who hand holds them, presents the concepts of finance in a simple and lucid manner and motivate them follow the path to wealth creation and financial freedom besides steering them out of the current situation they are facing.

One of the biggest problems which individuals face when they reach the age of 30-35 is the lack of required financial knowledge to do better in life and plan for their future. This is because they have been never taught to be financially literate. They can read, write, and even have skills to earn their living but they do not have the skills to manage money.

The reason is very simple. Across the globe, nowhere proper emphasis is laid on enabling the students to gain financial intelligence. Though, management and commerce programs do cover all the fundamentals required to achieve financial intelligence (in fact most of the required concepts are taught to students in their pre-college days), individuals generally find it difficult to intelligently apply these principles when handling money and planning their life.

This book introduces these principles in a step by step manner such that these are understood and applied in a practical manner. The author is himself “not-a-finance- professional” and understands what difficulties do people with no background in finance face when they encounter disturbing financial situations in life. He has therefore presented his learning where the key to wealth creation is revealed part by part.

The focuses to help you attain financial freedom, apart from educating readers about the value of financial intelligence and financial literacy.

The five essential aspects of wealth creation
Water-Wheel model for wealth creation
The one big financial demon that causes harm
Five practices that puts you on the path of wealth creation


The book is written as a story and hence there are innumerable benefits you get when learning from it. Some of the salient ones are listed here.


If you do not understand personal finance well, this book is for you


If you are planning to start investing this book is for you.


If you are a casual investor who does not invest regularly this is for you


If you need motivation to start planning your finances this book is for you

Download FREE Sample Download FREE Sample

Buzz about THE KEY

'The Book has already created enough buzz among its Readers'

Rajeev Batra, Chief Information Officer, Times Group

Manoj has put across an extremely simple, unambiguous story on practical ways to manage and multiply wealth in ones' life

Rahul Neel Mani, Founder & CEO Greyhead Media

“A true guide for youngsters who know little about managing and securing their future financially.”

Arshad Kamaal, IT Professional

Balance between enjoying today and creating wealth is very important. We don’t need to be miser, however right approach to budget and investment planning is key to financial success. When should I invest? How to invest? How to create wealth? This book clearly answers many of such queries.

Nitin Tandon, Telecom Professional

Managing your money is tough and with skyrocketing costs of goods and inflation things are getting more worst. Luckily, I don’t have to go back for a degree in personal finance, because i came to know plenty of things in the course "Money Wise Foundation" by Manoj Shrivastava.

Rohit Sethi, Director, JetProfits Investments Pvt. Ltd.

Manoj Shrivastava comes up with a masterpiece on Financial Planning written in a simple and entertaining way like only he can. The Maestro explains in this book through an engaging story that the habits of Saving, Investment and starting Financial Planning early in our life cycle can dramatically affect not only our corpus at retirement and post-retirement life but also our quality of life and relationships during our working years. A must read for success!

Dr. Anjana Kalia

This is an ideal gift from a wife to her husband and from a sister to her brother

About The Author

Manoj Shrivastava is an IT Leader who has learned the art of wealth creation the hard way. With no formal financial education in his school and college he was tied between his temptations to consumerism and his desire to create wealth for himself and his child. More often than not the temptations won over the desire. After a decade of work he had no more than 10 grands in his bank account and he got red faced when his father needed some money for an emergency and he had to deny due to unavailability of funds. Not only his parents but he too was surprised with what little he achieved. That was his moment of reckoning and he did some serious introspection.

The main problem he realized is the lack of understanding of finance. He approached few friends who were known for their financial acumen. Two of his close friends in Airtel were the first ones to introduce him to the wonderful world of finance. His life transformed after these learning and so did his net asset value. A year later his organization sponsored him to an executive education in Welingkar Institute of Management and Research Mumbai where he learned the basics of financial management in a formal manner. Because of his knack for teaching he was quickly able to convert the concepts used in corporates to be used in personal finance.


Manoj Shrivastava

Get FREE Sample Chapters

Put your details below and get the sample chapters of the book 'THE KEY' delivered to your inbox absolutely FREE!

Get Sample Chapter